Public report

State of Stripe Failed Payments 2026

A living benchmark for SaaS founders tracking failed payments, decline codes, and recovery opportunities across Stripe.

Headline metric

4.8%

Average Stripe failed payment rate across the current benchmark sample. Dynamic anonymized data activates at 20+ connected accounts.

Report outline

Built for citation, outreach, and SEO.

Average failed payment rate by MRR range

Most frequent Stripe failure codes

Recovery rate by failure code

Before and after Dunlo recovery sequences

Benchmarks by SaaS type when the sample is large enough