Find the failed-payment leak hiding in Stripe.
Estimate what failed payments may be costing you, then request the audit checklist Dunlo uses to review Stripe recovery setups.
Your audit baseline
5.8%
Illustrative modelled failed-payment rate for $20k-$80k MRR. A modelled range assumption for growing SaaS businesses.
Start with your estimated MRR
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Audit baseline shown immediately
At $20k-$80k MRR, the benchmark estimates $1,392 in failed MRR each month.
Estimated failed MRR
$1,392
Revenue already attempted but not collected.
Recovery potential
$863
Monthly upside with targeted recovery.
Annualized upside
$10,356
If the leak repeats for 12 months.
Benchmarks by MRR range
The model increases assumed failed-payment rates as MRR grows.
< $5k MRR
A simple starting assumption for the smallest MRR band.
4.2%
$5k-$20k MRR
A modelled step-up for the $5k-$20k MRR band.
5.1%
$20k-$80k MRR
A modelled range assumption for growing SaaS businesses.
5.8%
$80k+ MRR
The modelled upper band used by this product calculator.
6.4%
Audit checklist
A good Stripe failed payment audit follows the money and the customer path.
Start with the failed invoices in Stripe, then trace what happened next: which decline code appeared, when the next retry was scheduled, whether the customer received a useful email, whether the update link was clear, and whether high-value accounts were escalated before churn became final. The goal is to find recoverable payment failures that are currently treated like generic billing noise.
- The public calculator uses product modelling assumptions for an illustrative estimate, not a measured dataset or guarantee of recovery.
- Modelled failed-payment rates by MRR band are 4.2%, 5.1%, 5.8%, and 6.4%; they are illustrative product assumptions, not measured averages.
- Recovery potential applies a 62% recoverability assumption to failed MRR; real results vary with decline-code mix, card age, geography, billing interval, retry settings, and email quality.
- The connected-product benchmark should replace this estimate once Stripe data is available.
What the audit should review
- Confirm Stripe retries, customer emails, and hosted payment update links are enabled for the right billing flows.
- Review failure-code-specific messaging for expired cards, insufficient funds, bank blocks, and authentication failures.
- Set an escalation threshold so valuable accounts get founder review before an automated sequence gives up.
Keep building your Stripe recovery workflow.
Failed payment emails
Review recovery copy for expired cards, bank blocks, and authentication failures.
Stripe dunning workflow
Map each audit finding to a safer payment recovery sequence.
Failed payment recovery
See how Dunlo turns failure codes into recovery actions.
MRR at risk
Separate recoverable failed revenue from final churn in your reporting.